Payslip Analyser
Instant Payslip Processing for Faster Credit Decisions
Perfios Payslip Analyser automates the extraction, validation, and analysis of salary data from payslips, ensuring faster, more accurate, and fraud-proof income verification.
How It Works
Upload Payslips
Credit managers can upload multiple payslips via API, batch processing, or manual upload.
Data Extraction & Standardization
AI-powered OCR extracts salary details, allowances, deductions, and employer information.
Fraud & Discrepancy Detection
Advanced fraud detection algorithms analyses patterns, inconsistencies, and alterations to flag suspicious documents.
Insights & Reporting
A real-time report is generated and sent in JSON, Excel, or PDF formats.
Benefits with Garner
Efficiency Boost
Garner streamlines batch processing, enabling swift data retrieval and analysis for efficient operations, saving time and resources.
Actionable Insights
Gain deeper insights into your data for various use cases like balance inquiries, eNACH presentations to make informed decisions.
Reliable Data Security
Garner prioritises data security—sensitive information is handled with utmost confidentiality and compliance.
Key Benefits
Automated Income Verification
Extract and validate income details from payslips with 100% accuracy, eliminating manual errors and processing delays.
Fraud Detection & Compliance
Identify forged or tampered payslips with AI-driven anomaly detection and pattern recognition.
Seamless Integration
Integrate into existing lending workflows via API or bulk upload, ensuring hassle-free implementation.
Standardized Data Output
Converts unstructured payslips into a structured, actionable report, making income assessment quick and consistent.
Faster Loan Approvals
Reduce turnaround time from days to minutes, improving customer experience and operational efficiency.
Key Features
AI-Powered OCR
Extracts salary details, employer info, and tax deductions from payslips in seconds.
Multi-Format Support
Works with PDFs, scanned images, and e-signed payslips.
Comprehensive Income Analysis
Calculates net and gross salary trends, bonus structures, and deductions.
Fraud Detection
Detects edited, manipulated, or forged payslips with high accuracy.
Batch Processing
Upload and analyze thousands of payslips at scale.
Seamless API Integration
Connects easily with your lending platform for automated underwriting decisions.
The Possibilities of OneCollect
Industries Perfios Garner
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Perfios
- 17 January 2025
Got questions?
Here are the frequently asked ones
Getting started
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Creating account
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Adding users and managing users
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Creating and managing loan application
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What Our Users Say?
Mr. John David Yap
Segment Head, Business Banking Segment
- Security Bank Corporation
Mr. Rahul Bhargava
Ex - Chief Product and Technology Officer
- Incred Financial Services
Mr. Abhijit Ghosh
Ex - CEO and Executive Director
- UGRO Capital
Mr. PR Seshadri
Ex- MD & CEO
- Karur Vysya Bank
Validate income, ensure compliance, and streamline lending with payslip analysis, today!
Achieve up to 5X more success in eNACH representation
