Perfios

Financial Statement Analyser

Unlock financial insights, ensure accuracy, and mitigate risks.

Perfios Financial Statement Analyser automates the extraction, validation, and risk assessment of financial statements, providing instant, structured insights to help businesses make data-driven credit decisions with confidence. 

How It Works

Upload Financial Statements

Submit balance sheets, profit & loss statements, and cash flow reports via API, batch processing, or manual upload.

AI-Powered Data Extraction

Captures key financial metrics, cash flow trends, and liabilities, structuring them for easy evaluation.

Risk & Fraud Detection

Flags inconsistent reporting, financial anomalies, and potential fraud for deeper risk analysis.

Insights & Reporting

Generates detailed financial summaries and borrower risk scores in multiple formats.

Key Features

Automated Financial Data Extraction

Extracts revenue, expenses, liabilities, and key financial ratios from financial statements with high accuracy. 

AI-Powered Risk Assessment

Identifies financial health indicators such as debt servicing ability, cash flow consistency, and profitability trends.

Multi-Format Processing

Supports PDFs, scanned images, and structured data formats, making statement processing seamless. 

Fraud & Anomaly Detection

Detects misreported figures, inconsistencies in balance sheets, and unusual transactions, reducing fraud risk.

Seamless API Integration

Connects with loan origination, credit risk, and financial planning systems, ensuring smooth data flow for real-time decision-making. 

Key Benefits

Faster Financial Evaluation 

Automates analysis, reducing processing time from days to minutes for faster loan approvals and credit decisions. 

Accurate Risk Profiling 

Generates standardized financial summaries and risk insights, eliminating human errors in credit assessments. 

Fraud Detection & Compliance 

Identifies misstated revenues, discrepancies in tax declarations, and forged documents, ensuring compliance and risk mitigation. 

Better Credit & Investment Decisions 

Provides structured financial insights, improving underwriting, risk management, and credit due diligence. 

The Possibilities of OneCollect

Got questions?

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Get Started Today 

Automate financial statement analysis and make faster, data-driven lending and investment decisions. 

Automate financial statement analysis and make faster, data-driven lending and investment decisions.