Credit Card Statement Analyser
Automated Credit Card Statement Analysis for Faster Lending Decisions
Perfios Credit Card Statement Analyser automates the extraction, categorization, and validation of credit card transactions, delivering real-time financial insights.
How It Works
Upload Credit Card Statements
Submit statements via API, batch upload, or manual input for analysis.
AI-Powered Data Extraction
Captures transaction details, balances, and repayment history, structuring them for easy evaluation.
Risk & Fraud Detection
Flags high-risk spending patterns, inconsistencies, and potential fraudulent activity.
Insights & Reporting
Generates comprehensive financial summaries report.
Key Benefits
Faster Credit Risk Assessment
Accurate Borrower Profiling
Provides deep insights into spending behavior, EMI payments, and credit exposure, improving risk evaluation.
Fraud Prevention & Compliance
Detects manipulated statements, undisclosed liabilities, and financial inconsistencies, ensuring safe lending.
Fraud Prevention & Compliance
Detects manipulated statements, undisclosed liabilities, and financial inconsistencies, ensuring safe lending.
Better Credit Decisions
Generates structured reports with risk insights, enhancing underwriting accuracy and approvals.
Key Features
Automated Transaction Categorization
Analyzes spending patterns, repayment behavior, and outstanding balances, providing a clear borrower profile.
Built-in Risk Analysis
Flags irregular spending, cash advances, and high credit utilization, enabling lenders to assess risk levels accurately.
Multi-Format Data Processing
Processes PDFs, scanned images, and digital statements from multiple financial institutions seamlessly.
Fraud & Anomaly Detection
Identifies inconsistent transaction patterns, falsified statements, and excessive debt reliance, reducing lending risks.
Seamless API Integration
Connects effortlessly with LOS, risk assessment, and underwriting platforms, ensuring real-time decision-making.
The Possibilities of OneCollect
Industries Perfios Garner
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Perfios
- 17 January 2025
Got questions?
Here are the frequently asked ones
Getting started
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Creating account
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Adding users and managing users
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Creating and managing loan application
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What Our Users Say?
Mr. John David Yap
Segment Head, Business Banking Segment
- Security Bank Corporation
Mr. Rahul Bhargava
Ex - Chief Product and Technology Officer
- Incred Financial Services
Mr. Abhijit Ghosh
Ex - CEO and Executive Director
- UGRO Capital
Mr. PR Seshadri
Ex- MD & CEO
- Karur Vysya Bank
Transform the way you assess credit risk. Automate credit card statement analysis for faster, fraud-proof lending decisions.
Transform the way you assess credit risk. Automate credit card statement analysis for faster, fraud-proof lending decisions.
