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Tech Blogs Best PAN Verification API in India 2025 -
Real-time Integration & Transparent Pricing
5-minute integration, sub-second response, 99.9% uptime
5-Minute Setup
SOC 2 Certified
India Compliant
1000+
Companies Trust Us
99.9%
Uptime SLA
<200ms
Average Response
10M+
Monthly Verifications
What is the PAN Verification API?
PAN Verification API is a real-time service that validates PAN (Permanent Account Number) cards against authorized data sources instantly. Our API provides authentic, up-to-date verification results for KYC compliance, customer onboarding, and fraud prevention.
Real-time Verification
Get instant PAN verification results in under 500 milliseconds. No more waiting hours or days for manual verification processes.
Batch Processing
Process thousands of PAN verifications simultaneously with our bulk verification endpoints for large-scale operations.
Authorized Data Integration
Direct integration with authorized data sources ensures 100% authentic and up-to-date information verification.
Try PAN Verification API - Live Demo
Sample API request (cURL format)
-
curl -X POST "https://hub.perfios.ai/api/pan" \ -H "Authorization: Bearer YOUR_API_KEY" \ -H "Content-Type: application/json" \ -d '{ "pan": "ABCDE1234F", "name": "John Doe" }'
Sample JSON response
-
{ "success": true, "pan": "ABCDE1234F", "name_match": true, "status": "valid", "response_time": "0.45s", "issue_date": "2025-01-15", "category": "individual" }
Top PAN Verification API Features
Instant Verification (Sub-second Response)
Our optimized infrastructure delivers PAN verification results in under 200 milliseconds, making it the fastest PAN API in India. we ensure lightning-fast response times across all Indian locations.
Authorized Data Integration
Direct connectivity with authorized data sources ensures 100% authentic verification. We maintain real-time synchronization to provide the most up-to-date PAN status information.
99.9% Uptime SLA
Our enterprise-grade infrastructure guarantees 99.9% uptime, load balancing, and 24/7 monitoring. Your business operations never stop due to API downtime.
Comprehensive Error Handling
Detailed error codes and messages help developers quickly identify and resolve integration issues. Our API provides specific feedback for invalid PANs, network errors.
Bulk Verification Support
Process thousands of PAN verifications in a single API call. Perfect for large enterprises, banks, and fintech companies with high-volume verification requirements.
PAN Verification API Integration Guide
Step 1: Register on Platform
Sign up with your business email and basic company details. Complete the simple registration form and submit your information for instant account creation.
Step 2: Get Free Sandbox Access
Test PAN Verification API in our sandbox environment with 10k+ free credits. Explore comprehensive API documentation, test different scenarios, and understand response formats before going live.
Step 3: Subscribe & Go Live
Choose the pricing plan that matches your verification volume and get the production API keys. Select subscription plans as per usage volume. Upgrade or downgrade anytime based on your needs.
Use Cases & Industries
Fintech & Banking
- KYC Compliance
Streamline customer onboarding with instant PAN verification. Reduce manual verification time from hours to seconds while ensuring RBI compliance.
- Customer Onboarding
Enable seamless digital account opening with real-time PAN validation. Improve customer experience and reduce drop-off rates significantly.
Insurance Companies
- Policy Verification
Verify policyholder identities during policy issuance and claims processing. Ensure genuine customers and reduce fraudulent claims.
- Claims Processing
Speed up claims verification by instantly validating PAN details. Reduce processing time and improve customer satisfaction.
E-commerce & Digital Platforms
- Merchant Verification
Verify merchant PAN details during seller onboarding. Ensure compliance with GST regulations and prevent fraud.
- Seller Onboarding
Automate seller verification processes with instant PAN validation. Reduce manual verification workload by 80%.
HR & Employment Verification
- Background Checks
Verify employee PAN details during hiring processes. Ensure accurate tax documentation and prevent identity fraud.
- Payroll Processing
Validate employee PAN cards for accurate TDS calculations and compliance with income tax regulations.
API Performance Metrics
Response Times
- Average Response Time: <200ms – Our optimized infrastructure delivers PAN verification results in under 200 milliseconds, significantly faster than industry average of 1-2 seconds.
- 99.9% Success Rate – Industry-leading success rates with intelligent retry mechanisms and multiple data source failovers to ensure reliable results.
- Real-Time Data Synchronization –Continuous synchronization with authorized data sources ensures you always get the most up-to-date PAN verification results and status information.
Scalability
- Handle Thousands of Requests – Enterprise-grade infrastructure capable of processing thousands of verification requests simultaneously with bulk processing capabilities.
- Auto-scaling Infrastructure – Automatic scaling based on demand ensures consistent performance during traffic spikes without manual intervention.
- Load Balancing – Intelligent load distribution across multiple servers ensures optimal resource utilization and maximum uptime.
Why Choose Perfios for PAN Verification API?
Superior Technology Stack
Built on modern cloud infrastructure with microservices architecture, our API delivers unmatched performance and reliability. Advanced caching mechanisms and optimized database queries ensure lightning-fast response times.
Comprehensive Self-Service Resources
Complete documentation portal with API guides, code examples, integration tutorials, and
troubleshooting resources. Access detailed FAQs, and step-by-step implementation guides
anytime.
Easy Integration
Developer-friendly API with comprehensive documentation, code samples in multiple languages, and SDKs for popular frameworks. Get started in just 5 minutes.
Proven Track Record
Trusted by 1000+ companies across India, we’ve successfully processed over 100 million PAN verifications with 99.9% uptime and customer satisfaction.
Customer Success Stories & Case Studies
Fintech Startup
80% Faster Onboarding
Banking Partner
99.5% Accuracy Achievement
Insurance Company
Fraud Reduction
Frequently Asked Questions (FAQ)
What is a PAN Verification API?
A PAN Verification API is a real-time interface that validates PAN card details against official government databases (NSDL/Income Tax Department). It instantly verifies PAN authenticity, holder information, and status, enabling businesses to complete KYC processes in 2-3 seconds.
How does PAN Verification API work?
Submit a PAN number via API request, which connects to databases. The system validates details and returns verification status with holder information (name, DOB, PAN status) in JSON format within 2-3 seconds.
What information does the API return?
The API returns full name, title, PAN validity status, PAN type (Individual/Company/HUF), Aadhaar linking status, last updated date, and optionally date of birth and father’s name depending on the verification level selected.
What is the typical response time and uptime for PAN verification API?
The API delivers responses in 2-3 seconds with 99.5-99.99% uptime SLA. Leading providers offer technical support with minimal scheduled maintenance windows communicated in advance.
Can I verify PAN in bulk?
Yes, bulk verification is supported. Upload CSV/Excel files with thousands of PANs for batch processing. Results are delivered asynchronously and can be downloaded in CSV/Excel format with complete verification status.
Does the API check Aadhaar linking status?
Yes, modern PAN Verification APIs return Aadhaar seeding status indicating whether PAN is linked to Aadhaar (Y/N), last updated date, and detailed status description as per government records.
How much does PAN Verification API cost?
PAN verification Pricing typically depends on volume and variation of the API. Volume discounts are available. Perfios Hub offers free test credits for testing before purchase.
How long does API integration take?
Simple integration takes 2 days, medium complexity 1-2 weeks, and enterprise-grade 2-4 weeks. Timeline depends on existing system architecture, customization needs, testing requirements, and developer availability.
Is a sandbox environment available for testing?
Yes, we offer sandbox environments, sample responses, comprehensive API documentation, and code samples. You can test first and then go live in prod.
Which programming languages are supported?
The REST API with JSON responses works with any technology stack including Python, Java, Node.js, PHP, Ruby, .NET, and more. Official SDKs, Postman collections, and OpenAPI documentation are typically provided.
What happens if PAN verification fails?
Failed verifications return specific error codes: Invalid PAN shows ‘PAN not found’ status, network issues trigger retry mechanisms, server downtime returns error messages.
Can the API identify different PAN entity types?
Yes, the API identifies all PAN categories including Individual, HUF, Private/Public Limited Companies, Firms, Partnerships, Trusts, Societies, Government entities, AOP (Association of Persons), and BOI (Body of Individuals).
Is PAN verification mandatory for financial transactions?
PAN verification is mandatory for high-value transactions, opening bank accounts, securities/mutual fund investments, loan applications, credit cards, property transactions above ₹10 lakhs, and tax filing/refunds as per regulatory requirements.
Can I verify PAN without the cardholder's name?
Yes, basic verification requires only the PAN number. However, providing the name enables enhanced verification with name matching scores (0-100%) that identify exact matches, minor variations, or discrepancies for fraud prevention.
What is PAN OCR and how does it help?
PAN OCR (Optical Character Recognition) uses AI to extract data directly from PAN card images, auto-fills application forms, eliminates manual data entry errors, provides near 100% accuracy, and works with JPEG, PNG, and PDF formats.
How secure is my data during API calls?
Data security includes TLS/SSL encryption for transmission, API key/OAuth authentication, role-based access control, no unnecessary data storage, complete audit trails, and compliance with data protection regulations for maximum security.
Can API results be used for audits?
Yes, API verification results with timestamped logs are valid for KYC audit trails, regulatory compliance reporting, legal documentation, income tax verification, and financial audit processes as per industry standards.
What support is available during integration?
Support includes comprehensive API documentation, developer guides, technical support via email/chat/phone, dedicated account managers for enterprises, integration assistance, consultation services, and regular updates on maintenance.”
How do I track API usage and performance?
Access real-time dashboards showing API calls, success rates, historical reports, analytics, failed transaction logs, response time metrics, cost tracking, billing history, and alert notifications for immediate issue resolution.
Does the API support PAN 2.0?
Yes, modern APIs support PAN 2.0 verification with enhanced security features including QR code verification, improved validation mechanisms, and backward compatibility with existing PAN cards for seamless transition.”
Can international customers use this API?
The API is globally accessible but verifies only Indian PAN cards issued by the Income Tax Department. For international customers without PAN, use alternative verification methods like passport or international ID verification APIs.
How often should PAN be re-verified?
Re-verification is recommended every 6-12 months, before high-risk transactions, when customers report changes, or if Aadhaar linking status changes. Regular verification ensures compliance and data accuracy for ongoing business relationships.
Get Started with PAN Verification API Today
Join 1000+ companies already using our PAN verification API. Start your free trial with 10k verification credits across APIs.
Get Started with PAN Verification API Today
