Perfios

CAM

Automated Credit Assessment Through Multi-Doc Cross Analysis & Consolidation

Make informed credit decisions and detect loan application discrepancies, saving time for credit managers and bolstering defences against financial fraud.

How Perfios CAM Works?

Document Collection

Collects data through ePDF uploads, scanned documents, online data fetch, and AA frameworks across multiple lending journeys.

Multi-document Cross-validation

Validates KYC details based on application data for entities or individuals.

Data Cross-Analysis

Cross-analyses key financial metrics by analyzing multiple data sources like BSA, FSA, GST / VAT, Bureau, and EPF.

Risk & Strength Analysis

Identifies risk triggers and strength indicators based on multi-doc reconciliation

Lender’s Policy Check & Eligibility Calculation

Finally, it prepares a detailed CAM report with eligibility basis lender’s credit policy

Benefits Perfios CAM Offers

fraud prevention

Fraud Prevention

5% Reduction in Fraud Losses

operational efficiency

Increased Operational Efficiency

50% Increase in Credit Manager Efficiency

save time

Saves You Time

80% Reduction in CAM Preparation Time

dependencies

Reduced Dependencies

90% Reduction in Dependency on CPA

Cutting-Edge Features that Win Big

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Multi-Document Reconciliation

Our platform supports the cross-validation of key financial metrics between different data sources for a unified view.

Customizable & Compliant Output

Our tool is adaptable to align with various BREs and credit policies for accurate eligibility calculations and approvals.

fraud risks

Risk & Strength Indicators

Identify anomalies using transaction and external data analytics to identify risks and strengths in loan applications.

Document Metadata Identification

Identify if the original document was tampered with and verify documents without limitation on scale.

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Fraud Prevention Measures

Implement secure safeguards to identify discrepancies & irregularities via multi-document reconciliation.

Know Your Customer Better

Understand the borrower’s profile through advanced KYC measures & multi-document cross-validation

Profile Summary Note

Creates a profile summary for the loan application, helping accelerate underwriting and approval process

Perfios CAM Product Packages

Retail

SME - SE & SENP

Overall Summary

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Banking Info with XNS

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Consumer Bureau Report

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Repayment Track Record

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Multi Document Cross Validation

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Income and Eligibility Calculation

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Lender’s Policy Check

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Frauds, Strengths and Risks Indicators

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Personal Discussion Sheet

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Salary Slip and EPF Analysis

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Fraud Triggers

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Strengths and Risks

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Cashflow Summary

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GST / VAT

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Financial Spread

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Ratios

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Income Details

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Expense Details

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Compliance

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Alerts

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Projected Cashflow Requirement

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The Possibilities of Perfios CAM

Precision, Security, Confidence—Experience the Future of Credit Assessment with us.

The easiest integration decision you'll ever make.

Precision, Security, Confidence—Experience the Future of Credit Assessment with us.

The easiest integration decision you'll ever make.