Make informed credit decisions and detect loan application discrepancies, saving time for credit managers and bolstering defences against financial fraud.
Collects data through ePDF uploads, scanned documents, online data fetch, and AA frameworks across multiple lending journeys.
Validates KYC details based on application data for entities or individuals.
Cross-analyses key financial metrics by analyzing multiple data sources like BSA, FSA, GST / VAT, Bureau, and EPF.
Identifies risk triggers and strength indicators based on multi-doc reconciliation
Finally, it prepares a detailed CAM report with eligibility basis lender’s credit policy
5% Reduction in Fraud Losses
50% Increase in Credit Manager Efficiency
80% Reduction in CAM Preparation Time
90% Reduction in Dependency on CPA
Our platform supports the cross-validation of key financial metrics between different data sources for a unified view.
Our tool is adaptable to align with various BREs and credit policies for accurate eligibility calculations and approvals.
Identify anomalies using transaction and external data analytics to identify risks and strengths in loan applications.
Identify if the original document was tampered with and verify documents without limitation on scale.
Implement secure safeguards to identify discrepancies & irregularities via multi-document reconciliation.
Understand the borrower’s profile through advanced KYC measures & multi-document cross-validation
Creates a profile summary for the loan application, helping accelerate underwriting and approval process
Precision, Security, Confidence—Experience the Future of Credit Assessment with us.
Precision, Security, Confidence—Experience the Future of Credit Assessment with us.
Perfios Software is registered as an electronic system operator at the Ministry of Communication and Information of the Republic of Indonesia, Business Identification Number (NIB): 0207240112973