Perfios

PCG

Industry’s 1st & the Most Robust Plug & Play Lending Hub

PCG connects Lenders with Marketplaces & Digital Platforms for an effortless lending experience by establishing a robust embedded finance infrastructure.

Role of PCG

For lenders​​

PCG acts as Bridge for Partner-led Financial Product Distribution

For Marketplaces & Digital Platforms

PCG  acts as Hub for Embedded Finance APIs

Benefits with PCG

Lenders

  • Access to vast pool of quality leads
  • Lower cost of customer acquisition
  • Offer personalized credit products at the point of need
  • Earn better margins
  • Availability of enhanced, quality data & insights, ensuring effective underwriting
  • Brand consistency and faster rollout with white-labelled UI

Marketplaces & Digital Platforms

  • Seamless multi-lender integrations
  • Faster GTM - In < 2 weeks with plug and play SDK
  • Empowers entire journey: Onboarding - Disbursement - Collections
  • Higher order value with in-context credit offers at point of purchase
  • Credit disbursal based lender incentives
  • Elevated customer engagement with streamlined journeys, increasing customer loyalty

Cutting-Edge Features that Win Big

Interoperable OCEN Integration

Interacts effortlessly with OCEN participants for enhanced interoperability.

Efficient Lead Filtration

Pre-built lead filtering system ensures targeted and efficient onboarding process and optimized lead conversion.

Data Enrichment & Customer Identity Verification

Pre-defined TKYC API integrations for a seamless application creation process, ensuring compliance and security.

Smart Financial Data Fetch

Integrated with Account Aggregator Network for streamlined data collection and processing.

Digital Underwriting Module

Business Rule Engine coupled with Perfios’ Analytics Engine enables smart lending decisions post thorough risk assessments.

E-sign & E-mandates

Automated loan agreement signings and E-mandate setups, enhancing customer satisfaction.

Credit Disbursement

Pre-built Integrations with Lender’s LOS or CBS for swift credit disbursements, enhancing operational efficiency.

Advanced Monitoring

Streamlined operations with pre-integrated monitoring tools for enhanced efficiency.

Winning Numbers

100 +

Pre-integrated Data Enrichment & KYC APIs

15+

Pre-defined Financial Product Journeys

8+

Pre-integrated Perfios’ Analytics Engines

Single

Integration for Digital Platforms to Go Live

The Possibilities of PCG

What Our Users Say?

Easily Streamline Lending with PCG – We Handle all the Heavy Lifting!

The easiest integration decision you'll ever make.

Easily Streamline Lending with PCG – We Handle all the Heavy Lifting!

The easiest integration decision you'll ever make.