KYC / KYB

India’s Largest Digital Onboarding Verification and Authentication API Suite

Drive instant, accurate identity and address verification for individuals and entities. Our API suite covers entity IDs, professional licenses, vehicle details, income, credentials, and more.

Accredited with Assurance

1.5 Bn+

API Hits

1000+

Active Customers

500+

APIs

KYC / KYB: Suite of Offerings

Proof of Identity and Proof of Address Verification

Our in-house developed stack guarantees real-time, 100% accurate verification for IDs and address documents, such as LPG IDs, Electricity bills, Telephone authentication, and more. Our APIs have the industry’s lowest latency, ensuring unparalleled efficiency and reliability.

Entity ID and Documents Verification

Our product verifies a wide range of entity IDs and documents, including GST, HSN code, FSSAI licence, FDA licence, Farmers registration, MCA signatories, UDYAM registration, VAT TIN, and more.

Professional License Verification

We specialise in verifying Indian professional certificates, including Chartered Accountants, Company Secretaries, Doctors, Cost Works Accountants, Architects, and more. Our comprehensive services include UDIN number validation for accurate authentication.

Vehicle and Asset Authentication

Elevate your authentication experience with our versatile API suite. From Property Tax details to Fastag status, Vehicle RC authentication, and E-Challan details, we provide a range of efficient and reliable solutions tailored to your needs.

Income and Payments Authentication

Our product covers basic Bank Account Verification to advanced features like Silent Bank Account and UPI Verification. With precision in IFSC Code Check and seamless Mobile to VPA Details connectivity, our APIs redefine authentication with efficiency and transformative capabilities.

Credentials Authentication

From advanced Email Authentication to secure Mobile Authentication with OTP, we’ve got you covered. Safeguard against email fraud with our Email Fraud Check and ensure precise domain verification through Website Domain Authentication.

AI-Enhanced Precision Like Never Before

Intelligent Document Text Extraction and Verification

Leverage the power of our advanced ID text extraction engine. From KYC OCR to Form 16 OCR, ITR-V OCR, Cheque OCR, and National ID OCR, our suite ensures precision and efficiency in extracting critical information from various documents.

Advanced AI-Powered Authentication

Recognized globally for its unmatched accuracy of 99.84%, our cutting-edge Multiple ID Matching API guarantees precise matching of demographic details such as Name, Date of Birth, Address, and Relative Information (when available). Effortlessly verify customer-provided information against various sources, including OVDs, Bank Statements, and Bureau Data.

Anti-spoof or Liveness Checks

Enhance your security with anti-spoof checks like Silent Liveness (Passive) and Video/Active Liveness. Silent Liveness discreetly verifies identity without user interaction, while Video/Active Liveness engages users dynamically in real-time authentication.

Got Questions?

Here are the frequently asked ones

What does KYC / KYB do?

KYC / KYB, a verification and onboarding platform, is India’s largest collective of proprietary APIs that automates checks across identity, address, employment, utility bills, vehicle and property ownership related authentications through our state-of-the-art data API pipelines built across 800+ official sources. The platform grew to further facilitate transparency through a multi-regulator (RBI, SEBI and IRDAI) compliant VideoKYC service along with Amazon’s AI Award Winning Scoring and Matching APIs to promote digital straight through processing.

The platform over the past 8 years has successfully cut onboarding times by at least 70% and has prevented ~$650 Million in fraud by weeding out fraudulent applications at the outset.

Our API hits crossed 1.5 billion in 2023!

What are the use cases of KYC / KYB?

KYC / KYB is an industry agnostic solution covering vast gamut of use cases like :

Customer Onboarding
Customer identity Verification
Vendor Onboarding
Disbursement
Professional Authentication
Income Verification
Address Verification
Employer Verification
Employment Verification
Bank Account Verification
Contracting
Asset Background check
Consumer Bills Verification
Business Verification

What is different about Perfios Digital Onboarding Stack?

Best In-Class Identity & Address Resolution Models

Built on extrapolating information from the existing network of publicly available verified data sources, & trained on top of millions of Indian identities, Perfios’ award winning proprietary Name, Address and Face Match algorithms truly enable straight-through processing with their ability to handle even edge cases seamlessly where numerous other solutions fail and require manual intervention.
Our AI powered algorithms enable auto-correct for ubiquitous quirks in Indian names and addresses like regional prefixes/suffixes, missing spaces, commas, phonetic mistakes etc. These models also cull out useful insights like identifying gender, surname, relative’s name etc from a name string and house number, building/complex, landmark, locality etc. from within an address to not only improve the matching accuracy but also enables demographic mining.
Our face-based liveness & matching solutions are specifically tuned to work on low quality images (it’s not uncommon to encounter faces captured from worn-out KYC documents using low-end phones) and quirks specific to India like face with turbans, veil etc.

Powering Latest Initiatives for Touchless Onboardings and Interactions

Leveraging upon Perfios’ expertise on WebRTC, Computer Vision & KYC Verification Suite to enable latest initiatives in the BFSI sector around remote onboardings and touchless interactions. To the date, Perfios already enjoys powering production workload for multiple initiatives like: RBI & SEBI Compliant Video based Onboardings, Video Based Personal Discussions, Video Based Liveness checks etc.