InteGreat
One Platform, Endless Possibilities
Experience scalability across multiple lines of business (LOBs) with our highly configurable end-to-end digital platform for customer onboarding, verification, and loan origination & processing.
Winning Numbers
4M+
Loan Applications Disbursed Annually
3B+
Worth Of Loans Processed Annually
>95%
Reduction in Loan Processing Time
Fully compliant with regulatory & security policies
InteGreat Empowers End-to-End Customer Journey
50+ Pre-defined Journeys for Faster GTM
Kisan Credit Card
SHG Loan
Gold Loan
Current Account
Business Loan
Letter of Credit/Bank Guarantee
Mudra Loan
Gold Loan
Home Loan
Credit Card
Vehicle Loan
Education Loan
Loan Against Property
Term Deposit
General Insurance
Invoice Factoring
Dynamic Suite of Products
Enterprise Digital Lending
Enhance Lending with Our Enterprise-Grade Digital Loan Origination System.
Access in-Depth Borrower Data to Reduce High-Risk Loans and Streamline Operations with Robust Automation.
Safeguard Lending with Advanced Fraud Prevention and Accurate KYC Processes. Enjoy Seamless Finance Integration, Improving Borrower and Lender Experiences.
Transform Your Lending Strategy with Our Secure, Efficient LOS Platform.
Key Modules
Branch Portal – Maker / Checker
D2C DIY Journeys
Channel Partner led Origination
Credit Workflow
Digital verification
Digital Assessment
Risk Model and Credit Fraud Prevention
Unified Branch Assist
Implement Cutting-Edge Automation to Validate Borrower Eligibility and Streamline Credit Decisioning with Our Unified Branch Assist and Digital KYC.
Automate Repetitive Tasks like Data Entry and Customer Verification.
Ensure Omnichannel Access for Fleet-on-Street Users with a Cloud-First Platform Designed to Digitize Lending Processes Effectively.
Key Modules
Leads Management
Channel Partner led Origination
Digital KYC verification and validation
Plug and play Fintech APIs
Reporting and Omnichannel Notifications
LendEase
LendEase Is a SaaS Platform Offering that Accelerates Time-to-Market, Enabling Lenders to Go Live in Weeks and Access Revenue Faster.
Reduce Overhead Costs with Seamless Integration, Eliminating the Need for Individual APIs.
Optimize Conversion with Pre-Built Journeys and Customizable Workflows, Enhancing Customer Satisfaction and Profitability.
Key Modules
User-friendly Workflow customization
Rapid deployment
Comprehensive pre-build lending journeys
Seamless integration with existing systems
Seamless Fintech API integration
Credit Decisioning Engine
CDE Is an Intelligent Credit Decision Engine that Digitizes Lenders’ Credit Policies by Optimizing Decision-Making with Precision and Agility.
Effortlessly Configure Conditional Rules through an Intuitive UI, Enabling Non-Technical Users to Streamline Processes.
Enhance Loan Journey Decisions with User-Defined Rule Sets, Confirming Lenders’ Credit Policies. Enjoy Zero Technological Complexities and Ensure Governance with Rule Output Cross-Checks.
Key Modules
Seamless Rule configuration
Enhanced decision making
intuitive rule builder
Enhanced decision visualization
Flexible and scalable
Invoice Factoring
Our Invoice Factoring Platform revolutionizes business finance with data-driven invoice financing.
Utilizing advanced technology for risk assessment and decision-making, it enhances working capital management and financial strategies.
This comprehensive solution supports suppliers needing immediate cash flow and helps lenders find low-risk investment opportunities.
It also manages fees, terms, and repayment schedules efficiently.
Key Modules
Self-onboarding Buyer and seller profile
Digital Credit decisioning
Invoice factoring management
General Ledger Integration
Benefits Integreat Offers
Accelerated Go-to-Market
Build Tailored Solutions with Confidence and Ease with Intelligent Multi-Party Workflows and Plugins.
Improved Operational Efficiency
Informed Decision-Making
Utilize Built-In Tools for Credit Assessment, Gain Financial Clarity, and Access Diverse Reporting Formats.
Reduced Cost
Experience Reduced Cost of Customer Acquisition and Cost of Servicing.
Enhanced Customer Satisfaction
Assure Customer Satisfaction with End-to-End Automation, Shorter Time for Application Processing, Risk & Fraud Mitigation, and Faster Decisioning.
Rapid Deployment & Reliable Support
Low-Code Platform for Swift Deployment and Regular Updates with Continuous Multilingual Support.
Cutting-Edge Features that Win Big
User Onboarding
Streamline Onboarding Journeys.
Multi-Channel & Multi-User Support
Accommodate Diverse Roles with Multi-Channel and Multi-User Support, Allowing Pause and Resume Functionality.
Complete STP Journey
Manage End-to-End Operations, from Onboarding, Verification, Financial Document Upload, Credit Assessment, Sanctioning, Contract Execution, and Disbursement with a Seamless Straight-Through Processing (STP) Journey.
Out-of-the-box Integrations
Achieve Operational Excellence and Improved Accuracy with a Variety of Built-In Plugins and Applications Readily Available with the Platform.
Credit Decisioning
Utilize a Policy-Driven Underwriting Platform with Access to Multiple Data Sources and a Built-In Rule Engine for Efficient Credit Decisioning.
Low Code Platform
Expedite Time to Market with Digital Signature Integreat’s Low-Code/No-Code Platform, Offering a User-Friendly Interface for Rapid Development and Deployment.
Got Questions?
Here are the frequently asked ones.
Does the application support Microservices architecture and containerized deployment?
Yes: The application is modular and micro services supported architecture. Containerized deployment supported with both Open source and licensed versions
Is the application supported with responsive web design and omni channel supported
Yes, the application is a responsive web application across devices like Desktop, mobile, tablet as well as supported with a Mobile App
Does the application support and is it scalable across all types of loan products and Borrower types
Yes, the application is readily supported and live across multiple products across LOBs like Retail, MSME, AGri, Insurance, Liability. The journeys are also supported across borrower types like Salaried, Self employed, Entities, ETB/NTB
Can the application support both On-premise and Cloud deployments and what type of SLA is supported for availability
Yes, the application is supported for both On-prem and dedicated cloud implementation. Application availability across DC/DR or NDR with an annual uptime of 99.99%
Is the application Low Code/No code supported that enables Business users create and modify business processes eliminating traditional IT development efforts
Yes, the application is Low Code/No Code platform with a high degree of UI based configurations that Business users can perform, without reliance on conventional IT coding efforts. The Configurability of the platform does the heavy lifting for Business users allowing them to perform multiple day to day Business process changes through GUI based interface.
Does the application support tools and modules like Rules engine, Agency module for Verifications, Legal etc
a. The application is integrated with in-house Rules engine that supports a UI based interface for users to define and configure Business rules.
b. The application also features a separate module for external agencies to get onboarded for activities like FI, PD, Valuation, Legal etc
What are the standard integrations supported by the Application including Bank specific systems
The application is pre-integrated with almost all the standard API integrations that are required for any lending onboarding journeys. The integrations range across business scenarios like KYC, Income & Employment, Document fetch from source, Bureau, Government sources for entities, Litigation and Fraud related alerts, V-KYC, digital documentation like eSign, eNACH and eStamping. Bank system integrations include CBS, CRM, DMS, LMS etc
Does the application support AI/ML/OCR tools for Onboarding
The platform supports and integrated with various cutting edge Perfios OCR services for various document types as well as powered with several class leading AI/ML solutions for digital insights
The Possibilities of One
Experience the Groundbreaking Power of Integreat’ Intuitive, Automated, and End-to-End Platform
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Experience the groundbreaking power of Integreat’ intuitive, automated, and end-to-end platform
