Perfios

Document Analysers

Lightning Fast Credit Decisioning at Your Fingertips

Document analysers extracts, curates, and analyses data from multiple sources to generate insightful reports that helps lenders simplify their credit decisioning process.

Products

Bank statement analyser

Automate your analysis of bank statements to get a holistic view of your customer’s financial health. 

Tax Statement Analyser

Verify customer income by analysing ITR V, Form 26AS, Forms 1-6, Audited Financials, or GST-R data from the ITR portal, PDFs, or linked bank accounts.

Payslip Analyser

Effortlessly digitise and analyse Payslips from any format, providing real-time insights for accurate and quick income verification in loan processing.

Credit Card Analyser

Understand the credit viability of an applicant by capturing relevant information directly from the credit card statements provided by the customer.

Financial statement Analyser

Make faster lending decisions by generating real-time financial statement analysis and valuation reports from audited statements.

CAM

Make informed credit decisions and detect loan application discrepancies, saving time for credit managers and bolstering defences against financial fraud.

OneWealth

PCG

Leverage PFM to generate consolidated end-user financial reports and deliver personalised advice & product recommendations

How it Works?

Statement Fetch

Statements are uploaded or fetched via ePDF, scanned documents, internet banking or AA.

Document Analysers

Document analysers analysis the transactions and captures data from these statements.

Report Generation

An analysis report is generated in the format specified by you and is shared with credit managers via your internal LOS/LMS systems.

Decisioning

Credit managers make the final decision based on the report shared.

Benefits with Document Analysers

Best in Class Reliability, Security and Compliance

Bank grade security compliance trusted by over 1000 BFSI customers. 

Improved Operational Efficiency

Document analysers handles document extraction, processing, and analysis, generating reports for credit analysts to instantly assess customer creditworthiness.

Faster TAT and Better Cost Efficiency

Automate your underwriting process from data curation to analysis and report generation, reducing the onboarding time from weeks to hours.

Improved Risk Mitigation

Built in fraud check allows you minimise risk associated with fraudulent applications made using tampered PDF or altered transactions in the statements. 

Cutting Edge Features that Win Big

Multi-Document Support

Extract and analyse data from Account aggregator network, bank statements, audited financials, IT returns, payslips and GST to verify credit worthiness of your customers.

Built-in Fraud Check

Identify and flag instances of PDF or transaction manipulation to reduce fraud risks.

Highly Customisable Reports for Faster Decisioning

Customise each report in accordance with your current loan process. Get insights that you need to approve or reject customer application.

Supports 6+ Languages

Insights supports statements in 6+ languages and 4000 document formats from 1000+ financial institutions.

Winning Numbers

4145

ePDF Formats Supported

6+

Languages

5B

Transactions Processed

10Cr

Statements Processed per Year

The Possibilities of Document Analysers​

Automate Credit Decisioning with Perfios

Extract, curate, and analyse data from multiple sources to check credit health of the borrower.

Automate Credit Decisioning with Perfios

Extract, curate, and analyse data from multiple sources to check credit health of the borrower.