Digital Signature
Transforming Finance with Advanced eSign, eNach, and eMandate Solutions.
Achieve secure digital signatures, simplify manade management for timely and automated recurring payments, and facilitate smoothest transactions for your customers.
Products
Digitally Empower Your Documents
Ditch manual signing for a secure, fast, and legally compliant eSign solution. It goes beyond document signing, elevating the efficiency and integrity of your entire document management system.
Verification Process
Aadhaar eSign Mandate
Customers receive a One Time Password (OTP) on their registered mobile number linked to their Aadhaar. The OTP is entered into the portal to authenticate the mandate and carry out the registration process.
Secure Authentication
The authentication process is backed by Aadhaar eKYC services, ensuring that the signer is verified and the documents are signed securely.
Benefits
Reduction in Turnaround Time
eSign solutions have been shown to reduce document turnaround time by up to 80%, significantly accelerating the pace of business operations.
Cost Efficiency
Organizations report a reduction in operational costs by up to 85% due to the elimination of paper-based processes and the automation of document verification.
Legal Compliance
With a legal backing equivalent to traditional signatures, eSign solutions ensure compliance, with a non-repudiation rate close to 99.9%.
Why Perfios' eSign?
Legally Compliant
Adheres to the highest standards of legal requirements, ensuring that every digital signature is as valid as its physical counterpart.
Seamless Integration
Easily integrates with your existing systems, maintaining workflow continuity and user experience.
Enhanced Security
Robust security protocols to protect your sensitive information, ensuring peace of mind for you and your clients.
How does eSign Works?
Initiation of e-Sign
Invoke API to create a request for e-sign
Notification Sent
Notification link sent to mobile
View Document
Complete optional OTP authentication to view documents
OTP Authentication
Enter OTP sent to linked mobile number
Document Signing Completed
Document signed successfully
Revolutionize Recurring Payments
Navigate the complexities of recurring payments with Perfios’ eNACH API. Designed to simplify mandate management, our solution ensures that your recurring payments, collections, and settlements are automated, accurate, and timely.
Verification Process
Mandate Registration
The customer registers their eMandate at the destination bank through an eNACH service provider. The mandate details are then sent to the sponsor bank, NPCI, and various destination banks for confirmation
Debit Sheet Generation and Fund Transfer
Post-registration, a debit sheet with mandate details is generated and shared with the involved banks. The allocated amount is debited from the destination bank and transferred through NPCI to the sponsor bank and finally to the corporate account.
Benefits
High Transaction Volume Handling
eNACH systems are designed to handle high-volume, low-value transactions efficiently, processing millions of transactions daily.
Enhanced Success Rates
The automation and standardization of the eNACH process have led to a significant reduction in transaction failures, with success rates soaring above 95%.
Customer Retention
Businesses utilizing eNACH have reported an increase in customer retention rates, attributing this to the seamless and non-intrusive nature of automated debits.
Why Perfios' eNach?
Automated Efficiency
Streamline your debit and credit workflows, significantly reducing the time and resources spent on recurring transactions.
Compliance and Security
Rigorously designed to meet NPCI guidelines, ensuring that every transaction is not just seamless but also secure.
Real-time Tracking
Stay informed with real-time updates and tracking of mandate statuses, ensuring transparency and control over your financial operations.
The Future of Automated Debits
Automate your customers’ recurring payments with an electronic authorization system that’s not just reliable but also incredibly user-friendly. With eMandate, you’re not just facilitating transactions; you’re enhancing the financial experience for your customers.
Verification Process
API eMandate
Involves creating an Application-Programming Interface (API) that allows businesses to capture mandate-related information. The customer authenticates the mandate using their Netbanking or debit card details.
Aadhaar eSign Mandate
Customers authenticate the mandate using an OTP received on their Aadhaar-linked mobile number. The process involves multiple layers of verification, ensuring the security and authenticity of the transactions.
Benefits
Operational Efficiency
eMandate systems have been instrumental in reducing the mandate registration time from 15+ days to just a few hours, marking a paradigm shift in operational efficiency.
Administrative Cost Reduction
By automating the payment collection process, eMandates have helped organizations cut down on administrative costs by more than 60%.
Flexibility and Control
The digital nature of eMandates offers businesses the flexibility to modify payment schedules almost instantly, providing greater control and fostering better customer relationships.
Why Perfios' eMandate?
Customer-Centric Design
Easy setup and management of auto-debit instructions, ensuring a hassle-free experience for your customers.
High Success Rates
Minimize transaction failures and ensure smooth processing of recurring payments, enhancing customer satisfaction.
Robust Integration
Seamlessly integrates with banking systems, ensuring that your operations are efficient and your data is synchronized.
Got Questions?
Here are the frequently asked ones
How does the eSign API enhance the security of our document signing process?
Our eSign API employs advanced encryption and a comprehensive audit trail to ensure the integrity and non-repudiation of every signature. It adheres to stringent legal and compliance standards, providing a secure and legally binding solution for digital document signing.
Can the eSign API be integrated with our existing document management system?
Absolutely. Our eSign API is designed for seamless integration with various document management systems. It offers flexibility and can be easily incorporated into your existing workflows, ensuring a smooth transition and minimal disruption to your operations.
What makes eNACH API a preferred solution for managing recurring payments?
The eNACH API automates and streamlines the entire process of managing recurring payments. It offers high transaction success rates, real-time mandate management, and reduces operational costs significantly. Its robust security measures and compliance with NPCI guidelines make it a reliable choice for businesses.
How does eNACH API contribute to improving customer retention?
By providing a seamless and hassle-free payment experience, the eNACH API enhances customer satisfaction. It ensures timely and accurate transactions, reducing the need for manual intervention and follow-ups. This convenience leads to higher customer retention and trust in your services
What are the key benefits of implementing the eMandate API in our payment collection process?
How does the eMandate API ensure flexibility and control over the payment collection process?
Our eMandate API allows you to easily modify payment schedules and amounts, providing you with greater control over the collection process. It offers the flexibility to accommodate changes in payment terms, ensuring that your business can quickly adapt to evolving customer needs or contractual agreements.
Are these APIs compliant with the latest regulatory standards?
Yes, our eSign, eNACH, and eMandate APIs are fully compliant with the latest regulatory standards and guidelines. We prioritize security and compliance to ensure that your business operations are protected and adhere to legal requirements.
How does your customer support handle technical issues or inquiries related to these APIs?
Experience the Pinnacle of Digital Finance and Seamless Financial Operations.
The easiest integration decision you'll ever make.
Experience the Pinnacle of Digital Finance and Seamless Financial Operations.
