Perfios Nexus AI

AI-Powered Credit Underwriting for Faster, Accurate Decisions

Perfios Nexus AI leverages AI to streamline credit underwriting by automating financial analysis, fraud detection, and policy checks for faster, accurate decisions.

How Perfios Nexus AI Works

360* Cross-Analysis

This process cross-analyses financial metrics across bank data, income documents, and financial statements for unified, accurate assessments.

AI-Powered Insights

Utilises trained LLMs to generate precise, application-specific insights

Automated Policy Checks

Applies pre-set policies to flag compliance breaches.

Real-Time Responses

Provides accurate, context-specific responses to underwriting queries instantly

Key Features

AI-Powered Query Assistance

Real-time answers to underwriters’ queries using NLP through an interactive 2-way dialogue.

Smart Query Prompts

Suggests follow-up questions to enhance decision accuracy.

Data Integrity Guardrails

Prevents hallucinations with built-in data safeguards, keeping AI responses accurate and application-specific

Multi-Document Reconciliation

Cross-validates financial metrics from various sources for accuracy.

Risk & Strength Indicators

Flags anomalies using transaction and external data analytics to identify key risk factors and strengths

Fraud Prevention

Detects discrepancies and fraudulent patterns through cross-analysis.

Benefits

Faster Decisions

Reduces decision-making time from hours to minutes with automated analysis and memo generation.

Automated Detailed Memo Generation

Generates detailed memos automatically for underwriters to review, reducing time and effort

Policy Issuance

Enhanced Fraud Detection

Detects discrepancies and fraudulent patterns through un-biased risk analysis, being aligned with policies.

Improved Compliance

Flags policy breaches automatically and suggests mitigation recommendations, ensuring adherence to regulatory standards

trustarmour-how-it-works-step1

Underwriting Consistency

Centralized, policy-driven AI models enforce uniform underwriting standards, ensuring consistency and compliance

Perfios Impact

99% Accuracy in fraud detection and risk assessment.

72 million documents verified annually.

<1 Minute TAT for generating CAM report

1.8 billion USD saved annually through fraud prevention.

Get Started with Perfios Nexus AI

Transform your credit underwriting process with AI-driven insights, automated policy checks, and faster decision-making.

Transform your credit underwriting process with AI-driven insights, automated policy checks, and faster decision-making.