Perfios Nexus AI
AI-Powered Credit Underwriting for Faster, Accurate Decisions
Perfios Nexus AI leverages AI to streamline credit underwriting by automating financial analysis, fraud detection, and policy checks for faster, accurate decisions.
How Perfios Nexus AI Works
360* Cross-Analysis
This process cross-analyses financial metrics across bank data, income documents, and financial statements for unified, accurate assessments.
AI-Powered Insights
Utilises trained LLMs to generate precise, application-specific insights
Automated Policy Checks
Applies pre-set policies to flag compliance breaches.
Real-Time Responses
Provides accurate, context-specific responses to underwriting queries instantly
Key Features
AI-Powered Query Assistance
Real-time answers to underwriters’ queries using NLP through an interactive 2-way dialogue.
Smart Query Prompts
Suggests follow-up questions to enhance decision accuracy.
Data Integrity Guardrails
Prevents hallucinations with built-in data safeguards, keeping AI responses accurate and application-specific
Multi-Document Reconciliation
Cross-validates financial metrics from various sources for accuracy.
Risk & Strength Indicators
Flags anomalies using transaction and external data analytics to identify key risk factors and strengths
Fraud Prevention
Detects discrepancies and fraudulent patterns through cross-analysis.
Benefits
Faster Decisions
Reduces decision-making time from hours to minutes with automated analysis and memo generation.
Automated Detailed Memo Generation
Generates detailed memos automatically for underwriters to review, reducing time and effort
Enhanced Fraud Detection
Detects discrepancies and fraudulent patterns through un-biased risk analysis, being aligned with policies.
Improved Compliance
Flags policy breaches automatically and suggests mitigation recommendations, ensuring adherence to regulatory standards
Underwriting Consistency
Centralized, policy-driven AI models enforce uniform underwriting standards, ensuring consistency and compliance
Perfios Impact
99% Accuracy in fraud detection and risk assessment.
72 million documents verified annually.
<1 Minute TAT for generating CAM report
1.8 billion USD saved annually through fraud prevention.
Transform your credit underwriting process with AI-driven insights, automated policy checks, and faster decision-making.
Transform your credit underwriting process with AI-driven insights, automated policy checks, and faster decision-making.
