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Tech Blogs Perfios Verify - AI Identity Suite
Face Match API
Verify Users in Under 2 Seconds with AI-Powered Facial Recognition – Secure, Compliant & Real-Time
99.9%
Accuracy Rate
<2s
Response Time
10M+
Verifications / Month
1000+
Enterprise Clients
What is the Perfios Face Match API?
The Perfios Face Match API is an AI-powered biometric verification solution that compares a user’s live selfie against their government-issued ID photo – delivering a precision similarity confidence score, liveness verdict, and fraud-risk signals in a single API call under 2 seconds.
Integrated with our active and passive Liveness Detection engine, the API ensures the person in front of the camera is a real, live individual – blocking photo spoofs, mask attacks, and AI-generated deepfakes. It is built for full compliance with RBI’s Digital KYC guidelines and India’s DPDP Act.
Use Case List:
• eKYC & Digital KYC onboarding
• Loan application identity validation
• Insurance policy authentication
• Employee & vendor BGV
• Re-KYC & periodic refresh
• Step-up re-authentication
CORE CAPABILITIES
Powerful Features Built for Identity Verification
Everything you need to verify users instantly, securely, and at scale.
High-Accuracy Face Matching
Deep-learning models deliver a precise similarity confidence score (0–100) in under 2 seconds with industry-leading accuracy across age, lighting, and angle variations.
Active & Passive Liveness Detection
Detects photo spoofs, masks, screen replays, and AI deepfakes. Supports both active challenge-response and silent passive liveness modes for flexible integration.
Multi-ID Document Support
Match against Aadhaar, PAN, Passport, Driving Licence, and Voter ID. Auto-extracts face region from any government-issued photo ID using AI document parsing.
<2 Second Response Time
GPU-accelerated infrastructure delivers results in under 2 seconds (p95). Synchronous and async webhook modes for high-throughput onboarding flows.
Bank-Grade Security
AES-256 encryption, TLS 1.3 transit security, ISO 27001 certified infrastructure, and DPDP Act compliant data handling. Zero biometric data retained post-verification.
Configurable Confidence Thresholds
Set custom match/no-match decision thresholds per your risk appetite. Configure alerts for borderline scores needing human review in your verification workflow.
Seamless API Integration
RESTful JSON API with SDKs for Python, Java, Node.js, PHP, and React Native. Embeds into web or mobile flows with Perfios OneSDK pre-built UI components.
99.9% Uptime SLA
Multi-region, auto-scaling cloud with active-active failover ensures 24/7 availability. Enterprise SLAs with dedicated support for critical onboarding pipelines.
BUSINESS VALUE
Why Businesses Choose Our Face Match API
Accelerate Customer Onboarding
Direct connectivity with authorized data sources ensures completely authentic verification. We maintain real-time synchronization to provide the most up-to-date voter registration status and demographic information.
Prevent Identity Fraud & Impersonation
Perfios infrastructure guarantees 99.9% uptime with advanced load balancing and 24/7 monitoring. Your verification operations never stop due to API downtime, ensuring seamless customer onboarding experiences.
RBI & DPDP Act Compliance
Process voter ID verifications in under 10 seconds. Our optimized architecture delivers instant results, significantly reducing customer drop-off rates during digital onboarding.
Cut Operational Costs by 80%
Process thousands of voter ID verifications. Perfect for large enterprises, banks, insurance companies, and fintech platforms with high-volume verification requirements.
Improve Conversion Rates by up to 40%
Comprehensive REST API with JSON responses works seamlessly with any technology stack including Python, Java, Node.js, PHP, Ruby, .NET, and more. Get started in under 30 minutes with our detailed documentation and code samples.
Scale Globally, Verify Locally
Detailed error codes and messages help developers quickly identify and resolve integration issues. Our API provides specific feedback for invalid voter IDs, network errors, and other issues.
Face Verification Done in 3 Steps
A single API call. Results in under 2 seconds.
Step 1
Upload Government ID
Send the customer’s government-issued photo ID (Aadhaar, PAN, Passport, DL, Voter ID) via API. Our AI auto-extracts the face region.
Step 2
Capture Live Selfie
Customers take a real-time selfie via your app or our embeddable UI component. Liveness detection validates a live individual – not a photo, video, or deepfake.
Step 3
Get Match Score & Decision
Receive a similarity confidence score (0–100), liveness verdict, match decision (Match / No Match), and fraud risk flags in a single JSON response – in under 2 seconds.
Go Live in Under 30 Minutes
Go Live in Under 30 Minutes
Step 1: Register on Platform
Sign up with your business email and basic company details. Complete the simple registration form and submit your information for instant account creation.
Step 2: Get Free Sandbox Access
Test Face Match API in our sandbox environment with 10k+ free credits. Explore comprehensive API documentation, test different scenarios, and understand response formats before going live
Step 3: Subscribe & Go Live
Choose the pricing plan that matches your verification volume and get the production API keys. Select subscription plans as per usage volume. Upgrade or downgrade anytime based on your needs.
BUILT FOR EVERY INDUSTRY
Trusted Across BFSI, Fintech & Enterprise
Banks & NBFCs
Digital Account Opening Enable seamless digital bank account opening with real-time Voter ID validation. Improve customer experience and reduce onboarding drop-off rates by 60%.
KYC Compliance Streamline customer onboarding with instant Voter ID verification. Reduce manual verification time from hours to seconds while ensuring RBI and AML compliance.
Loan Application Processing Accelerates loan disbursement by verifying borrower identities instantly. Reduce processing time from days to hours with automated Voter ID authentication.
Digital Lending Platforms
Policy Issuance Verify policyholder identities during policy purchase and reduce fraudulent applications by 45%. Ensure genuine customers and regulatory compliance.
Claims Processing Speed up claims verification by instantly validating Voter ID details. Reduce processing time and improve customer satisfaction scores.
Agent Onboarding Verify insurance agent identities during recruitment and certification processes to maintain IRDAI compliance standards.
Insurance Companies
Seller Verification Verify seller/merchant Voter ID details during onboarding to prevent fraud and ensure marketplace integrity.
High-Value Transaction Validation Authenticate buyers making high-value purchases to reduce fraud risk and chargebacks by 40%.
Customer Trust Building Build customer confidence by implementing verified seller badges based on government ID verification.
Investment & Wealth Platforms
NBFC Compliance Meet Reserve Bank of India’s KYC requirements by implementing government-authorized Voter ID verification in your onboarding workflow.
Buy Now Pay Later (BNPL) Instantly verify customer identities before extending credit for BNPL transactions, reducing default rates.
Peer-to-Peer Lending Verifies both borrowers and lenders on P2P platforms to maintain trust and regulatory compliance.
Payment Gateways & Wallets
SIM Card Activation Comply with DOT regulations by verifying customer Voter IDs during new connection activations and porting requests.
Postpaid Connection Approval Reduce fraud in postpaid connections by validating customer identities against Election Commission records.
HR & Background Verification
Patient Registration Verify patient identities during registration to maintain accurate medical records and prevent insurance fraud.
Health Insurance Claims Authenticate policyholders during claims processing to reduce fraudulent medical claims.
E-Commerce & Gig Marketplaces
Property Transaction Verification Verify buyer and seller identities during property transactions to ensure legal compliance and prevent fraud.
Tenant Verification Landlords and property management companies can verify tenant identities before lease agreements.
Frequently Asked Questions (FAQ)
What is a Face Match API?
A Face Match API is a biometric verification service that uses AI-powered facial recognition to compare a user’s live selfie with a reference photo (typically from a government ID). It returns a similarity confidence score and a match/no-match decision – enabling businesses to verify user identity digitally without in-person interaction, fully compliant with RBI’s Digital KYC mandate.
How accurate is the Perfios Face Match API?
Perfios Face Match API delivers 99.9%+ accuracy on standard BFSI-grade selfie-to-ID comparison tasks, validated across diverse datasets covering different age groups, lighting conditions, and ID document types. Our deep-learning models are continuously retrained to improve performance over time.
Does the API detect deepfakes and spoofing attempts?
Yes. Perfios Face Match API integrates both active and passive liveness detection alongside a dedicated deepfake detection engine. It identifies photo spoofs, screen replays, mask attacks, and AI-generated video deepfakes – returning a spoof_score and specific fraud signal flags in the API response.
Which government IDs are supported?
The API supports face extraction and matching from Aadhaar, PAN Card, Indian Passport, Driving Licence, and Voter ID (EPIC). International ID support is available for Southeast Asia, Middle East, and Africa regions. Contact our sales team for country-specific coverage details.
Is the API compliant with RBI's Digital KYC guidelines?
Yes. The API is built to comply with RBI’s Digital KYC guidelines (2020 and subsequent amendments), IRDAI requirements, and India’s Digital Personal Data Protection (DPDP) Act. No biometric data is retained post-verification, and full timestamped audit logs are maintained for regulatory inspection.
What is the API response time?
API response time is under 2 seconds (p95) for standard face match + liveness verification. Asynchronous webhook mode is available for high-concurrency batch verification use cases requiring higher throughput.
Can I test the API before going live?
Yes. Register on Perfios Hub (hub.perfios.ai) to receive 1,000 free face verification credits in our Sandbox environment. Full API documentation, a Postman collection, and code samples in Python, Java, Node.js, and PHP are available immediately on sign-up. No credit card required.
How does billing work?
Perfios Face Match API is billed on a pay-per-verification model. Volume discounts are available for 10,000+ verifications per month. Enterprise annual plans with committed usage tiers are available for large-scale deployments. Contact our sales team for custom pricing.
Can Face Match API be combined with other Perfios products?
Yes. Face Match API integrates natively with Perfios VKYC, Aadhaar eKYC, OCR, Liveness Detection, Deepfake Detection, Bank Statement Analyser, and Journey Builder – enabling a fully automated, end-to-end digital onboarding pipeline from a single vendor without stitching together multiple integrations.
Complete Your Identity Verification Stack
| Product Name | Link URL | Card Description Copy |
|---|---|---|
| Liveness Detection | View | Active & passive liveness checks to confirm a live user. |
| Video KYC (VKYC) | View | RBI-compliant video-based KYC with face match & verification. |
| Deepfake Detection | View | AI-powered spoofing detection for KYC and biometrics. |
| OCR - Document Digitisation | View | Extract text from Aadhaar, PAN, Passport, etc. |
| KYC / KYB Suite | View | End-to-end identity & business verification suite. |
| Journey Builder | View | No-code onboarding workflow builder. |
Active & passive liveness checks to confirm a live user – standalone or combined with Face Match.
RBI-compliant video-based KYC with face match, document verification, and optional agent-assisted review.
AI-powered deepfake & spoofing detection for Video KYC, biometric logins, and face verification workflows.
Instant text and photo extraction from Aadhaar, PAN, Passport, and other ID documents.
End-to-end identity and business verification covering PAN, Aadhaar, GST, and more – in one suite.
Build and automate custom digital onboarding workflows with visual drag-and-drop – no code required.
Ready to Verify Users in Under 2 Seconds?
Start verifying users instantly with Perfios Face Match API. Reduce fraud, accelerate onboarding, and stay compliant - trusted by 1,000+ financial institutions across 18+ countries.
Ready to scale your KYC operations?
Ready to Verify Users in Under 2 Seconds?
Start verifying users instantly with Perfios Face Match API. Reduce fraud, accelerate onboarding, and stay compliant - trusted by 1,000+ financial institutions across 18+ countries.
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No Setup Free, No Hidden Charges
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Sandbox Access In Minutes
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Dedicated Integration Support
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Enterprise SLA Guaranteed
