Enjoy 10x Increase in Your Loan Business

Best Bank Statement Analyzer

Bank Statement Analysis

Grow your loan book with our Bank Statement Analyser which uses advanced AI/ML techniques to extract, analyze, and report transactions. With over 600 financial institutions depending on us to improve application assessment and reduce operating expenses, our BSA takes a digital-first approach to data collection, combined with real-time, high-accuracy, and low latency output.

It is proven to give a 360-degree view of applicant’s financial health, reducing risk and offering a verified ‘Capacity to Pay’ to lenders

1200+ Institutions supported

4000+ Bank statement formats

99% Reduction in Processing Time

3 Billion Transaction categorized per month

5 Step Process to Ease Loan Decisioning


BSA UploadInput bank statements in our platform that provides multi-format, multi-channel, and multi-lingual support
ParsePerforms advanced parsing using AI-powered tamper check mechanisms to ensure 100% authenticity



RetrieveExtracts data using Perfios' in-house OCR engine to ensure high accuracy and low latencies
IdentifyIdentifies transactions based on mode, counterparty, purpose, etc.



ReportHighlights suspicious transactions, sends alerts for adverse instances and shares a relevant report

Solution Differentiators

Drastic Reduction in Non-Performing Assets

Traditional ways of measuring credit score may not give a clear picture, leading to high NPA. Perfios' BSA aids in lowering defaults

Easy Integration

Flexible deployments and integrations w.r.t your current credit process for quick adoption

Customizable Services

Customizable input and output data according to your needs

Get a 360 degree view of Business and Individuals' Financial health