UAE Open Finance
Consent-driven financial data sharing for banks, fintech, and insurers
Perfios helps institutions seamlessly participate in the UAE’s regulated Open Finance ecosystem—enabling secure, real-time data sharing and consumption through pre-built, compliance-ready infrastructure.
Key Modules
LFI Hub
For Licensed Financial Institutions
Securely share customer data via consent, integrated with CBS and UAE’s Open Finance Platform. The module includes customer-facing UI, admin controls, and MIS reporting—all compliant with Open Finance standards.
TPP Connect
For Third-Party Providers
Access financial data with customer consent. Enables smooth integration with LOS, LMS, and mobile platforms, providing complete visibility into consent flows and transaction status.
Use Cases
Onboarding
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Seamless User Experience with Auto-retrieval of customer data
Underwriting
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Fraud Prevention
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Improve TAT
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Hassle-free Top-ups
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Seamless User
Collections
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Reduce NPAs
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Analyse Borrower Behaviour
Payouts
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Minimize Errors
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Enhance Accuracy
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Streamline Disbursement & Reconciliation
Personal Finance Management
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Data Aggregation
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360-degree View of Customers’ Financial Profile
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Customer Behavior & Product Usage Mapping
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Efficient User Engagement with Intelligent Nudges
Business Finance Management
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Efficient Corporate Treasury Management
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360-degree View of Businesses’ Financial Profile
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Robust Reporting
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Improve Customer Engagement & Loyalty
Personalisation
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Increase LTV
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Higher Financial Product Utilisation
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Improve Customer Satisfaction
Credit Scoring
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Credit Rating Enhancement
Insurance Underwriting
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Personalize Premiums on Renewal
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Better Risk Assessment
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Reduce Fraud
Key Features
White-labeled Consent UI
Ready-to-deploy interfaces for seamless user journeys.
Secure Consent Management
Built-in support for FAPI, OAuth2, mTLS, and token-based authentication.
Pre-integrated APIs
Easily plug into your LOS, LMS, or mobile app to enable data exchange.
Flexible Deployment
Supports multi-tenant, dedicated cloud and on-prem setups.
Admin & MIS Dashboard
Real-time consent tracking and reporting for audit and compliance.
Benefits
Faster Go-to-Market
Get started in weeks, not months.
Built-in Compliance
Fully aligned with UAE Central Bank’s Open Finance protocol.
Stronger Customer Engagement
Enable data-led journeys that reduce drop-offs and improve personalisation.
Cost and Time Efficiency
Pre-built architecture avoids the cost of in-house middleware development.
Why Perfios?
End to end Solution
Provides both LFI Hub and TPP Connect with pre-integrated analytics and data enrichment tools.
Regulatory compliant
Empanelled by the UAE Central Bank (NEBRAS) as an official system integrator.
Standards Contributor
Actively contributed to UAE Open Finance specifications—both technical and functional.
Proven Experience
Delivered over 100 Open Finance implementations across India and globally.
Trusted by Leaders
Partnered with top banks and NBFCs for Open Finance and lending use cases.
Specialist Team
50+ years of combined experience in product, engineering, compliance, and security.
AA Track Record
Largest integrator in India’s Account Aggregator ecosystem with deep CBS integration expertise.
The Possibilities of Perfios CAM
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Seamless Compliance, Stronger Engagement—Discover how Perfios makes Open Finance Effortless.
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