UAE's Leading Open Finance Technology Partner
Consent-driven financial data sharing for banks, fintech, and insurers
- CBUAE-compliant & NEBRAS-ready
- Enterprise-grade consent management
- Pre-Integrated with NEBRAS-Open Finance Platform and Trust Framework
- Real-time data aggregation & visibility
- Lightning-fast go-live- no middleware needed
Open Finance: The Next Financial Revolution
The UAE is pioneering comprehensive financial data sharing, transforming how customers access and manage their entire financial lives.
What is Open Finance?
The evolution beyond Open Banking – secure data sharing across all financial services including banking, insurance for complete financial visibility.
Why the Transformation?
Financial silos prevent innovation. Customers demand unified experiences – one view of their complete financial picture across all providers for better decision-making.
Massive Business Opportunity
New revenue streams through embedded finance, personalized advisory services, cross-industry partnerships, and innovative financial products tailored to complete customer profiles.
Who Participates?
Banks, fintechs, insurers, investment firms, and wealth managers – all connected through CBUAE’s secure framework to serve customers better together.
From Banking to Complete Financial Ecosystem
Customer Consent
Secure authorization for sharing financial data across banking, insurance
Unified Data Access
Complete financial profile including accounts, investments, insurance, loans, and spending patterns
Intelligent Services
Personalized advice, tailored products, instant decisions, and proactive financial recommendations
New Business Models
Embedded finance, cross-industry partnerships, and innovative revenue streams are transforming financial services
Two Powerful Modules, Endless Revenue Opportunities
Dunes LFI Hub
For Licensed Financial Institutions
Transform regulatory compliance into revenue generation. Enable premium data sharing that meets UAE-OF standards while unlocking new income streams. Built with enterprise-grade security and pre-configured retention strategies to maximize customer lifetime value
Dunes TPP Connect
For Third-Party Providers
Access the financial intelligence that drives market leadership. Integrate customer-consented data directly into your core systems like LOS, LMS, Branch Portal, and Mobile Banking. Deploy 20+ proven use cases that enhance customer experiences, reduce risk, and unlock new revenue opportunities.
The Perfios Advantage - Open Finance Pre-Built Solutions
Customer Experience Excellence
Transform every touchpoint into a competitive advantage
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Smart Journey Optimization across all customer interactions
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Predictive Servicing that solves problems before they happen
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Intelligent Retention with data-driven offers
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Instant Eligibility decisions based on net worth
Revenue Generation Engine
Unlock hidden revenue streams
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Enhanced lending approvals using comprehensive customer financial data
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Instant loan top-ups when customers qualify for additional credit
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Better debt recovery through complete financial visibility
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Cross-sell lending products based on cash flow insights
Risk Management Mastery
See risks others miss
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Real-Time Monitoring across all credit accounts
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Advanced Profiling using investment & insurance data
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Smart Collections with data-driven settlement strategies
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Fraud Prevention through behavioral analytics
Operational Efficiency
Automate what used to take hours
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Instant Underwriting with automated credit decisions
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Cash Flow Analytics replacing manual analysis
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Cost Optimization through streamlined processes
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Scalable Operations that grow with your business
Why Leading Institutions Choose Perfios
Proven Open Finance expertise with measurable business impact
CBUAE-Empanelled Authority
Officially empanelled Open Finance system integrator in the UAE. Regulatory confidence with NEBRAS compliance built-in.
Proven at Scale
100+ live Open Finance implementations globally. Trusted by top banks across India, the UAE, and internationally with measurable results.
Fastest Implementation
Complete end-to-end solution with pre-built CBS integrations. Deploy in 6 weeks with LFI Hub, TPP Connect, and 25 revenue-generating use cases.
Business-First Approach
50+ years of collective experience of system integrator for Open Finance implementations across globe. We don’t just deliver compliance – we drive business transformation and measurable ROI.
The Possibilities of Perfios CAM
Ready to Lead UAE’s Open Finance Future?
Don't navigate Open Finance alone. Get expert guidance from the team that has powered over 100+ successful open finance implementations.
Ready to Lead UAE’s Open Finance Future?
