Bank Statement Analyser
The Most Trusted Bank Statement Analyser in the Market
Trusted by over 1,000 institutions, Perfios BSA captures and analyzes statements from multiple sources to provide a complete view of your customers’ creditworthiness.
How BSA Works?
Bank Statement Fetch
Bank statement is fetched via ePDF upload, scanned documents, internet banking.
BSA Analysis
Transactions are captured from the uploaded statement and analysed.
Fraud Check
Built-in FCU checks for unauthorised ePDF manipulations and flags suspicious transactions.
Analysis Report
An analysis report is generated and shared with the credit managers for further processing.
Benefits of Bank Statement Analyser
Automate Underwriting Process
Automate financial health analysis with Perfios BSA, reducing manual intervention and speeding up credit decisions.
Reduce Onboarding Costs
Net banking and ePDF support to speed up the acquisition of bank statements, eliminating manual efforts and reducing costs.
Improve TAT From Weeks to Hours
Make faster credit decisions by automating bank statement analysis and fraud check using perfios BSA.
Eliminate Fraud
Built-in fraud check utility to help you Identify potential PDF and transaction manipulations within bank statements.
Cutting-Edge Features that Win Big
Customizable Reports
Customize your reports to include salary, liability and other financial details as per your current loan process.
Built in Fraud Check
Built-in Fraud check utility, that helps you flag possible PDF and transaction manipulations reducing the risk of fraud.
Netbanking Support
Source bank statements from multiple bank accounts using Netbanking.
Multi-Account Analysis Support
Fetch and anlyse statements from multiple customer bank accounts to get a holistic understanding of their creditworthiness.
Best in Class Categorisation Engine
Best in class categorisation and analysis engine with capabilities to handle more than 30 million narrations a day.
Support for 4000+ Document Formats
BSA supports over 4000 document formats from 1000+ banks from around the world.
Winning Numbers
4145
ePDF formats supported
6+
Languages
5Bn+
Transactions Processed
10Cr
Statements Processed per Year
What Our Users Say?
Mr. John David Yap
Segment Head, Business Banking Segment
Security Bank Corporation
Mr. Rahul Bhargava
Ex - Chief Product and Technology Officer
Incred Financial Services
Automate Your Underwriting Process Using Perfios BSA
The easiest integration decision you'll ever make.
Automate your Underwriting Process Using Perfios BSA
